Builders & Allied Trades
Gogans are here to help provide your business with competitively priced cover. Whatever area of Allied Trades you are in, it is imperative that you have considered the following covers:
As an employer it is essential to protect both you and your employees by providing a safe place of work. Employers Liability provides cover for accidental death, illness, injury or disease sustained by your employees during the course of their employment by you.
This provides cover for your legal responsibility to your customers in respect of death, injury, illness, and disease or property damage caused by you in the course of your business.
This protects you against any injury or damage to third party property that may arise as a result of the products you have sold or supplied.
Contractors All Risks
As a contractor carrying out work for your customer, you need to ensure that the property you are working on has cover for materials being used and the property under construction is insured against losses arising from Fire and Perils or accidental means.
The policy can be extended to include your own plant, hired in plant and employees tools.
This cover is aimed at wide range of occupations including: