Income Protection/Serious Illness/Involuntary Unemployment
Income protection Cover
Income protection is a vital necessity as it covers the one area which pays for everything in your life. Apart from social welfare payments & depending on your employment status, if you are unable to work due to any illness or accident you will be limited to a substantially less salary to live on. For those of you self employed you will not be entitled to any social welfare benefits. Income protection should not be mistaken for the same as health insurance as one protects health expenses whereas Income protection protects your Income.
Serious Illness Cover
Serious Illness is a policy which pays out a lump sum to you in the unfortunate event of you being diagnosed with a serious illness such as cancer, heart attack, stroke, multiple sclerosis, and leukaemia. It can be a standalone policy or tied in with your mortgage protection or life cover. It is a medical fact that you are more likely to suffer from a serious illness before the age of 65 than die. This emphasizes the major importance both Income protection & serious illness represent in everybody’s lives.
Involuntary Unemployment Cover
Involuntary unemployment covers your income in the event you are unable to work due to involuntary unemployment for up to 12 months. In times of economic downturn people are very conscious about their & jobs this product helps to ease this burden and provides peace of mind that you will be in a position to meet your most important financial obligations.
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